Bank of Thailand to retain LTV regulation

The BOT Act sets out the objectives, scope of working and organization structure of the Bank of Thailand in accordance with the international central banking standard in order to maintain the financial system, the financial institution system and the payment system stability and efficiency through the transparency and accountable procedure.

Thai Central Bank will not revise loan-to-value (LTV) measures. The central bank has implemented the LTV regulation to deal with household debt and speculative activities, which have caused home prices to increase

The bank stated on April 1 that it is working to implement stricter rules on real estate mortgages through the loan to value ratio (LTV). The Bank of Thailand has put a brake on the property market, with a focus on speculative buyers to prevent a repeat of real estate crises.

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The bank stated on April 1 that it is working to implement stricter rules on real estate mortgages through the loan to value ratio (ltv). maximum loan to Value Ratio Note : * Maximum LTV Ratio is the maximum credit limit to purchasing price. ** purchasing price complies with the Bank of Thailand regulations. *** If refinancing, the bank will provide a credit limit equal to 100% of outstanding loan and customers can apply for a multi-purpose loan plus

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