The National Audit Office (NAO) has warned the government must be careful how it winds down the Help to Buy scheme to minimise negative effects on the housing market. It also highlighted that the Help to Buy premium could be as low as one per cent according to its analysis but the scheme had boosted.
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The 11.7 billion of taxpayers’ money committed under the Government’s ‘Help to Buy: Equity Loan’ scheme is the Ministry of Housing, Communities & Local Government’s (MHCLG) largest housing initiative by value. Yet it has done nothing to counter homelessness in Hackney or fix Hackney’s broken housing market.
The National Audit Office (NAO) has published a value for money report on the ‘Help to Buy’ Scheme ("The Help to Buy – equity loan scheme"). It found that the scheme was making homes more affordable and improving access to mortgage finance, but the cost to the taxpayer is uncertain because th
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‘The National Audit Office (NAO) said on 13 June that three-fifths of people using Help to Buy could have bought a home without it. In fact, the scheme has helped line the pockets of Britain’s biggest housing developers. But as a programme introduced by former chancellor George Osborne, absolutely nobody is surprised.
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A report released by the National Audit Office (NAO) has revealed that 60% of the buyers that used the government’s Help to buy equity loan scheme could have bought their property without the government’s help.
Since its launch in April 2013 up until December 2018, 211,000 loans with a value of 11.7bn had been lent to homeowners via the Help-to-Buy scheme, according to figures published by the National Audit Office (NAO). In its latest Help to Buy: Equity Loan scheme – progress review</i>, the office revealed that between April 2013 and September 2018. 38 per cent of all new-build property sales.
I am delighted to have been appointed Comptroller and Auditor General and consider it a great privilege to lead the National Audit Office. I believe that the NAO has an important role to play in public service improvement and Im looking forward to working with all public sector bodies and helping Parliament tackle the big issues of our generation.
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