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Reaching retirement Now what? You’ve worked hard your whole life, anticipating the day you can finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement assets will last.
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Reaching Retirement: Now What? You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last.
At the end of the virginia beach city council work session Tuesday, Dyer proposed raising the maximum retirement age for a.
Reaching Retirement: Now What? You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last.
Keep in mind that you must generally begin taking minimum distributions from employer retirement plans and traditional IRAs when you reach age 70, whether you need them or not. Plan to spend these dollars first in retirement. If you own a Roth IRA, you aren’t required to take any distributions during your lifetime.
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You can elect to receive your Social Security retirement benefit as early as age 62, but if you begin receiving your benefit before your normal retirement age, your benefit will be reduced. Conversely, if you delay retirement, you can increase your Social Security retirement benefit.
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Keep in mind, though, that you may be required to start taking minimum distributions from your qualified retirement plan or traditional IRA once you reach age 70, if you want to avoid harsh penalties.